Advanced Learning Loan


If you are aged 19 or over, and thinking about starting an electrical training course, you may qualify for an Advanced Learner Loan. These loans are available to help you to pay the tuition fee charged for undertaking the course.

Most learners who are aged 19 or over and looking to study the level 3 electrical training course at BET will qualify for these loans from the UK government. It is easy to apply, your household income is not taken into account and there is no credit check. You will not have to pay anything back until your income is over £21,000 a year.

You need to be working in an electrical role within the industry to fulfil the requirements of the City & Guilds course, as a number of the units are performance based and need on-site evidence and assessment.

Do I qualify?

To qualify you must be:

Applying is easy

Apply online or download an application form at

Making the right choice

It is important you consider your own circumstances and look into all options for paying for your course before choosing to take out a loan. You can get independent financial advice from the Money Advice Service at

How much can I get?

The minimum loan amount is £300. You can take out a loan for the maximum amount to cover your tuition fee or you can pay all or part of the tuition fee yourself.

How is the loan paid?

Student Finance England (SFE) will pay your agreed tuition fees to BET once we have confirmed your attendance on the course.

You can apply more than once

Once you have completed your course, you will be eligible to apply for more Advanced Learner Loans (up to a total of four loans) to help you progress in your studies.


Repaying your Advanced Learner Loan is straightforward.

Income each year before tax Monthly salary Monthly repayment
Up to £21,000 £1,750 £0
£22,000 £1,833 £7
£25,000 £2,083 £30
£30,000 £2,500 £67
£35,000 £2,917 £105
£40,000 £3,333 £142


Interest on your loan will be based on inflation (Retail Price Index (RPI)). The table below shows how interest is calculated:

  Interest rate
While you are studying and until the April after you finish or leave your course Retail Price Index (RPI) plus 3%
From the April after you finish or leave your course Interest will be based on your income. £21,000 or less – RPI £21,001 to £41,000 – RPI plus up to 3%, depending on income £41,001 and over – RPI plus 3%

Interested in this option?

If you would like further information on the availability of the Advanced Learner Loan, please contact the BET office on 0121 616 0700 or e-mail


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